Peace of mind
Including your partner and children with your cover can give you the peace of mind that you have done everything you can to ensure that your family's health is protected.
With a private healthcare plan, your children will also be entitled to a greater number of diagnostic tests and treatment options, including those that are now unavailable on the NHS (these include grommets for glue ear and Tonsillectomy - source Sky News). Many family healthcare plans also include private accommodation for one or both parents, making it less stressful for your child when they need care.
Just like an individual policy, many plans offer private GP services as well, meaning that if your children are off home unwell, you don’t even need to leave the house to see a GP and they are also able to refer you to a specialist if needed for further investigations and tests.
Good mental health
It is widely assumed that as we get older we are more likely to require medical intervention, and by and large this is true, however there are conditions that also effect children and young adults.
NHS Figures published in Nov 2020 show that rates of probable mental disorders have increased since 2017. In 2020, one in six (16.0%) children aged 5 to 16 years were identified as having a probable mental disorder, increasing from one in nine (10.8%) in 2017.
It can be a worry when children suffer from mental health conditions, particularly when waiting lists can be longer than 3 months from initial assessment to treatment.
If you are able to include mental health cover as an option on your plan, this can provide peace of mind that, should any of your family fall ill, access to specialist assessment and treatment is at hand.